When To get talking to a single of my clients about this subject, he was indicating to. That when he started his business 20 years ago, he only put 5% at first and then increased it to 10% about three years into the. He said that it took some practice but as nowadays. He is so glad that he did that will. That money saved him from a shipping fiasco he had, shortage in payroll situation and also when he wanted to throw a wedding anniversary party at 10 countless. He had the extra money and he did not worry about anything. Everything went smoothly for him and with no beat. Fooling around .