You require line of credit for your opportunity. But you can't get a residential equity loan or you will not want to go through underwriting at a bank for just a business loan (it's not easy to get a home loan if your small business is down,) and also you need money quick. You can borrow money from dollars value of one's policy. In case you do this, ensure you have a source of funds to pay this back. The last thing you do is invade an insurance policy's cash value that took years to build up, without having it be have an inspiration for paying it back.