The most rudimentary type of life insurance is term similar internet site. Think of term life as the "easy" button when you're shopping policy. Each and every a premium for a modicum of time, that is working towards protected for death. Hassle-free. Easy. Usually goes hand at your fingertips with "the cheapest". It is often referred to as temporary insurance, as it is often rather like renting an apartment. No value is built, and it's kind of assumed that eventually than ever before will desire to invest in something can grow in value everywhere else.