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Your 2011 Survival Guide
Defuse the debt time bomb
The clock is ticking, you have to act fast. Even if you are able to manage the debts of yours now, what happens when interest rates rise? Hunt down every debt, starting with the most costly first, and dispatch them with extreme prejudice.
Snowballing isn't a game. Slay that shop card. Crush the credit card of yours. Take that overdraft down. Then turn the sights of yours on your mortgage, because when interest rates climb it could blow up in the face of yours. Debt is your greatest enemy - Destroy it now, before it is too late.
Slash the spending of yours
To survive, dark age defense infinite coil (https://www.insure-ko.com/bbs/board.php?bo_table=free&wr_id=241973) sometimes you have to be cruel. So line up the delicate small luxuries of yours, and hack them to shreds. Take a knife to the daily cafe latte of yours, typical takeaways or after-work pint.
Next, tackle the necessities. Spending far too much on your weekly shop? Website Mysupermarket.co.uk is able to help you forage for the top deals.
Stalking a bargain? Try Frugal Friday, our weekly round-up of the week's best bargains. Scavenge through your kitchen pantry shelves for forgotten packets, jars, and tins of chow. Some people may live for weeks on what they find. Or even brave the elements and develop the own fruit of yours and veg.
Outwit the taxman
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