There are numerous credit repair kits, bibles, guides, manuals, and sometimes just plain old books that say they provide you with all that you'll have to repair the credit of yours. Analyzing one of such "credit fix kits" on the racks at an office supply store, I chose to indulge myself and thus invest the ten dolars to discover just how great it truly was.

The Kit's Content

The Kit's Content
This credit repair kit basically outlines your rights as a consumer and offers you a helpful information regarding the credit bureaus. That's the amount serotonin in terms of real "credit repair." The bulk of what is provided is instructional information about establishing as well as keeping very good credit repair services for free (his comment is here).
Admittedly you should not always judge a book by its cover, but there ought to have been substantially more about repairing the credit of yours in this particular "credit fix kit." The info they supply on developing great credit is really pretty good, but you have to think that buyers of the kit are those with poor credit looking to correct it.
There is also a sizable amount of information about the three major credit bureaus - Equifax, Transunion and Experian. Discussions regarding how they're scoring systems truly affect your daily life. Realistically you and simply go to their sites if you would like to read up on that.

The Kit's Practical Use

The Kit's Practical Use
Though it does detail the relevant credit card and credit repair laws it does so in an extremely dry style. It would be better served to set it in plain English. It can feel as you are reading through the tiresome wording of the laws themselves.
It can possess a listing of letters which are of help when trying to repair the credit of yours, but perhaps this falls short of the mark of its. While it showcases some of the more essential letters necessary, such as a sample dispute letter along with a debt validation letter, it doesn't present you with almost everything that you might in fact need to have, for instance a pay for delete letter, a goodwill letter or perhaps a good faith letter.

The Verdict