A HOAX? Have you seen the advertisements about identity theft wrecking a person's credit? Well, the fact remains that if it is the case with you, you are able to get a whole new social security number from the Social Security Administration. You could be sure that the folks who make those commercials do not want you to be aware of that!

The following two quotes are from the Federal Trade Commission:
"Your credit repair: self help could be best."
"Credit repair services have been a huge issue for customers. Credit repair firms normally charge a huge selection of dollars for their ongoing services, but don't deliver on their promises.
The Scam: Everyday, companies nationwide, appeal to customers with bad credit histories. They promise, for a fee, to tidy up the credit report of yours so that you are able to buy a car loan, a home mortgage, insurance, and sometimes even a job. The simple fact is, they can't deliver. After you pay out them hundreds or thousands of dollars in costs, these companies do nothing to boost your credit repair customer service reviews report; most just vanish with your money."
End of Federal Trade Commission quotes.
You do not have to spend attorneys or firms to distribute form letters every month that get limited results. Credit reporting organizations recognize these form letters, and take care of them accordingly. It is faster, cheaper, and better in case you are doing your personal credit repair.
Below is a complete advanced strategy that anyone is able to use to repair the credit of theirs. It should be good enough to for most credit repair situations.