If you've done any searching on the internet for information pertaining to "Credit Repair," you've without a doubt discovered that there is a great deal offered. Unfortunately, there is in addition a lot of misinformation too.
Let us have a look at some of the most frequent misstatements you'll come across and examine them in detail.

MYTH #1 "find credit repair service, http://www.ortovivaistica.it/component/k2/itemlist/user/427638, fix doesn't work!"
While it's true that credit repair is much more "art" than "science" that is not to say it does not work. If you undertake to repair the bad credit score of yours, there is not any promise you are able to restore it to "perfect" status. But at times you can, and in almost every case you can at the very least affect some improvement in the credit score of yours, and often key improvement at that!
To start with, credit reports generally are loaded with mistakes. While there appears to be no general agreement, it is believed that about 1/3 (Attorney General of NY) to around ninety % (Charles Givens Organization) of credit accounts have errors.
Removal of erroneous negative information alone will go a good way toward improving the credit score of yours. But there is far more to the story, that brings us to myth #2.

Myth #2
"Negative information that can be verified cannot be removed"
This is one of those claims that are "almost" true, but taken literally is misleading. As is usually the case, the inclusion (or perhaps exclusion) of a single seemingly little word helps make the distinction in a truthful statement, and one that is not (or not necessarily) precise.