Possibly you have heard the following claims? "We is able to repair your fix credit repair service (bigcyprus.com.cy) in only 10 days - GUARANTEED!" "We can eliminate adverse things from the credit file of yours and change them with positive ones!" "We can enable you to create a new identity with perfect credit!"... If all of these claims sound too good to be true, that is because they're. Don't be scammed. If you commit fraud if you follow illegal advice, you could be subject to prosecution.

Major indicators to look for from scam credit repair businesses are companies that:

- Claim they are capable to create a whole new identity, employer identification number, or perhaps social security number for you

- Claim you have to be charged them to dispute inaccurate items in your credit report (you can do this yourself for free)

- Propose you should dispute ACCURATE items into your credit report

- Don't explain your legal rights and personal responsibilities with regards to credit repair

- Don't provide you with a transparent credit repair contract that contains the services they will provide together with a total price as well as conclusion date
- Expect you to pay costs in the beginning before completing some counseling or credit repair services.