A HOAX? Have you seen the advertisements about identity theft wrecking someone's credit? Well, the simple truth is that in case it is usually how it is with you, you can get yourself a brand new social security number from the Social Security Administration. You can be certain the people who make those commercials don't want you to be informed on that!

The following 2 quotes are out of the Federal Trade Commission:
"Your credit repair: person help may be best loans for emergency (simply click the following internet site)."
"Credit repair services have been a major problem for customers. Credit repair firms typically charge hundreds of dollars for the ongoing services of theirs, but don't deliver on their promises.
The Scam: Everyday, businesses nationwide, appeal to buyers with bad credit histories. They promise, for a charge, to clean up the credit report of yours so that you are able to get an automobile loan, a home mortgage, insurance, and on occasion even a job. The fact is, they can't deliver. After you pay them thousands or hundreds of dollars in fees, these companies do nothing to boost your credit report; many just vanish with your money."
End of Federal Trade Commission quotes.
You do not have to pay attorneys or firms to send out form letters monthly that get restricted consequences. Credit reporting bureaus recognize these form letters, and cure them appropriately. It is better, cheaper and faster if you are doing your own credit repair.
Below is an entire sophisticated strategy that anyone can use to repair their credit. It should be good enough to for many credit repair situations.