A HOAX? Have you found the advertisements about identity theft wrecking a person's credit? Certainly, the fact remains that if it is usually how it is with you, you can purchase a brand new social security number from the Social Security Administration. You could be sure the men and women who make those commercials don't want you to be aware of that!

The following 2 quotes are from the Federal Trade Commission:
"Your credit repair: person help might be best."
"Credit repair services happen to be a major issue for consumers. Credit repair firms normally charge a large number of dollars for their ongoing services, but do not deliver on their promises.
The Scam: Everyday, companies nationwide, appeal to consumers with poor credit histories. They promise, for a charge, to straighten out the credit report of yours so that you are able to get an automobile loan, a house mortgage, insurance, as well as a job. The fact is, they can't deliver. After you spend them hundreds or thousands of dollars in costs, these companies do absolutely nothing to boost your credit report; most simply vanish with your money."
End of Federal Trade Commission quotes.
You don't need to fork out attorneys or firms to send out form letters monthly that get limited consequences. Credit reporting bureaus realize these form letters, and care for them accordingly. It is better, cheaper and faster in case you do your personal credit repair.
Below is a total advanced strategy that anyone is credit repair free, visit our website, able to use to repair their credit. It should be adequate to for most credit repair situations.